HOW WE HELP

According to today’s scenario everyone needs  loan at some point of their life, some wants to start a new business, some wants to buy a home, some wants it for education, some wants it for vehicle purchase & some wants it for make better life and many more.

By seeing this we had divided loan into 2 category as instant loan and another is account based loan

Instant loan-

As we are a micro finance registered under section 8 by Ministry of Corporate Affairs (MCA) Government of India we can give loan of ₹50,000 for small business purposes and ₹1, 25,000 for residential dwelling purposes. For more than our limit we can’t able to give So we decided to join with banks as DSA (Direct Selling Agent) partner and we joined with 99+ Banks and NBFC (Non-Banking Financial Company) and some micro finance to make a speed loan process and we didn’t take any advance or any processing fees from the customers for their loan process but for that the customer needs to fulfil banking criteria as the customer have his/her

• Valid income proof present
• Cibil score and credit history must me good
• Eligible criteria should be match
• Application score must be good
• Enquiry not more
• And many more etc.

If a customer having all above then we can proceed their loan and the loan amount will be credited to his/her within 7 working days If all things gone ok 

Processing fees included in the loan and he/she will receive his/her loan amount by deducting processing fees, GST, loan protector and sometime insurance, no hidden charges will be added into it 

Loan after 6 month

This is made by our team with some terms and conditions and somehow followed by some banking ideas as made for group loan.

By making this idea we wants to solve the problem that a person face while he/she goes to and financial sector and required loan but they have to face certain problems.

Problem facing by common person

• Lengthy documentation- for taking a loan of ₹ 1000 or 1CR some documents necessary as Pan card , Aadhaar card , Photo, Address Proof all we commonly known as KYC documents then Income Proof, then Bank Statements, then other papers.
• Cibil score or credit history- all wants that we will give loan to that person who are good in repayment so for all a good and a health score is 750 plus.
• Overdue- if a person having overdue he/she can’t able to take loan.
• Main thing is the brokers- normally peoples don’t know how and from where they can take a loan but meanwhile some broker come in their contact and demanded of some percentage as 5 to 15% of loan amount, and people agree because they didn’t know the procedure and requirement of loan is necessary that time.
• And many more

****this is the survey we had done in 5 years and writing this if any problem to any one kindly let us know****

We had bring a solution for all this but as before we say this is not an instant loan.

We had made a plan of Future Saving Account as-

We all think we will save some money from our monthly budget for future work but some time situation come we will make it out by UPI or other methods and we put our future dream a side in that moment and make out their future deposit to fulfil present demand 

Now this account is made for those who are serious for their future if one person wants to make his/her future better than our company Greenbacks Micro Services Foundation will help him by our product “Future Saving Account” through our website- www.sabkapaisa.com or our app that is present at play store name as “sabkapaisa”