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Question- What is this Future Saving Account?
Answer- It is an account which is opened from website- www.sabkapaisa.com or our app that is present at play store name as “sabkapaisa” in which you can open an account of your pocket size from ₹20 to ₹1000. You have to choose one amount on the time of creating account and that amount you have to save for minimum 6 month by continues deposit of the amount you had chosen from the first.
Question- What benefit do any one get by this account?
Answer-After a continues deposit of 6 month you can get a loan of 40%-120% hike of your total deposit and you can make withdraw your amount that is saved in your future saving account. In this account your first loan is of zero interest and EMI is also schedule in an easy process as no one will be the defaulter or pressurized.
Other benefit-
- Low cibil / credit history loan
- Without income proof loan
- Loan in low documents
- First loan zero interest
- Second loan on wands normal Interest
- Easy withdrawal
- Nominee facility available
Question- How to open the account?
Answer- It is an account which is opened from website- www.sabkapaisa.com or our app that is present at play store name as “sabkapaisa” in both place documents and all details are same as follow-
Process-
Website-
Open our website- www.sabkapaisa.com then go for customer and there you get customer registration- click on that- you will get a form fill it up then click on proceed to payment- there you chose what amount you want to save for you future and can able to deposit per month starting from ₹20 to ₹1000 and please note the amount you had chosen can be higher or lower after 6 month, till 6 month you have to pay that much every month
App-
Our app that is present at play store name as “sabkapaisa” first install it, then open the app and press on next till you don’t get login page then click on create account and fill the form with documents upload after that you get payment option there you chose what amount you want to save for you future and can able to deposit per month starting from ₹20 to ₹1000 and please note the amount you had chosen can be higher or lower after 6 month, till 6 month you have to pay that much every month then you upload your bank passbook and press submit
Make sure your account will be ready within 48 hours of submission you get notification as well as our team also call you when its activated please login to that and check all details are correct or not, if you think some details are wrong kindly contact us, we will there to help you
Question- How can I apply for a loan after 6 month?
Answer- Just move to your left side menu on your own Dashboard and you find a menu called as apply loan, click on that and press on quick apply loan then please mention you name, loan amount then press on submit, and your loan is applied
Question- what time it take to have a loan?
Answer- It’s generally take 48 working hours or 2 working days.
Question- Is the first loan is interest free?
Answer- Yes, first loan is totally interest free.
Question- How process and other details in second loan?
Answer- After successful repayment of first loan, customer is eligible for second loan and the second loan criteria is of 2 type
- If a person take a first loan he will get a hike of 40% to 120% of his/her deposit value and interest free loan after that he/she made a continues repayment time to time then after that loan over we will offer a hike loan of 30%-50% from the previous loan.
- If a person take a first loan he will get a hike of 40% to 120% of his/her deposit value and interest free loan after that he/she made a continues repayment time to time then after that loan over but he/she had make his deposit continue with the EMI then he/she will offer a hike loan of 40%-120% from the previous loan with a lowest interest from other.
Question- How can I withdraw my deposit?
Answer- Its quit easy to withdraw your deposit amount- As after 6 month you are allow to make your withdraw then go to the left side menu there you find a withdraw option go in that and write the withdraw amount you want to then press on ok your withdraw request had been submitted.
Question- what time it take to withdraw?
Answer- It’s an immediate process generally its take 24 hrs. to hit your personal account that you had given while creating the account
Question- Can I withdraw my deposit after loan?
Answer- No, the account and its balance is a type of security or collateral for the loan you had taken, so while ongoing loan you can’t withdraw your deposit.